Uncertainty may be holding back home buyers but there signs of stability in the market, says ALAN CUMMING With all of the volatility we’ve seen in the housing and mortgage markets in recent months, it’s understandable that many people are still a little unsure as whether the time is right to start looking for their […]
Here’s how I plan to retire in my 50s
More of us expect to extend our working lives, but 26-year-old FRASER O’ROURKE is planning an early retirement The appeal of being able to retire early for me is that I’ll still be young enough to enjoy myself and make memories. The later I retire, the more likely that I may be in ill health […]
Time to find the best home for your money
As savings rates rise it’s important to plan your investment strategy, says CAMERON STEWART It’s an age-old question for investors and savers of all types – where should I put my money? In recent years, the answer has, to some degree, been fairly straightforward. For over 10 years we’ve seen interest rates on cash deposits […]
Inheritance tax and your legacy
Along with good genes, have you ever considered what else you’ll leave behind when you’re no longer around? This is one aspect of financial planning which clients are hesitant to discuss, says ROSS HUTCHISON Inheritance Tax (IHT) is the tax payable on your estate upon death and the ‘estate’ can include money, property and anything […]
Building better public services through tech
Scotland’s GovTech initiative offers a huge opportunity for technology entrepreneurs, says PAUL FORREST In our increasingly digital world, technology is playing an important role in the delivery of government services by improving its efficiency, lowering costs and boosting citizen engagement. This also represents a huge opportunity for tech entrepreneurs who are being invited to play […]