AS I SEE IT: Terry Murden says independence may be a smokescreen for the bank’s relocation, but the threat should not be treated lightly NatWest RBS chief executive Alison Rose caused a flurry of headlines after stating that the bank’s headquarters would move to London if Scotland became an independent country. This may have come […]
Finance and legal
Make sure you’re in step with IR35
New rules affecting contractors may affect the way you are taxed, says KAREN HARVIE It’s a topic which has been the subject of hot debate for what seems like an eternity but the changes to off payroll rules, or IR35, are finally in place. So what do the changes mean, and who do they affect? […]
Be prepared for insolvency rule changes
Directors need to be aware of imminent changes to the rules around pre-pack administrations, says DEREK FORSYTH New rules are due to come into effect at the end of this month that will have a major impact on directors looking to restructure their business through a pre-pack administration. The legislation will impose a new eight-week […]
Give yourself headroom by keeping tabs on the KPIs
CASH FLOW TIPS: Craig Alexander Rattray says key performance indicators (KPIs) and ratios give a guide to liquidity The most important key performance indicator (KPI) is the cash balance and, clearly, the higher this is the better. Similarly, the KPI which calculates the level of cash headroom available is also important. This KPI can be […]
A finance broker can help build your success
It is absolutely critical that SME developers get access to the right lending products to support their business, says JOHN HEWITT Closely watched private sector data compiled by IHS Markit showed UK construction activity in March hit a six-and-a-half-year peak. It reported ‘robust growth’ in all sub-sectors with job creation in the industry at its […]