CASH FLOW TIPS: Craig Alexander Rattray offers some advice on financing growth Many business owners have multiple opportunities but a combination of fear and uncertainty, a lack of knowledge of how to do it and the related financial implications, as well as a lack of finances, prevents them from taking advantage of these growth opportunities. Like […]
Working Life
Time to raise Scotland’s sights by lowering tax
MICHELLE BALLANTYNE says Reform offers a challenge to the cosy tax and spend consensus Scotland is failing. Since the SNP came to power Scotland has failed in so many ways, from educational standards to centralising policing. But perhaps most starkly it is economic failure – with GDP growth of barely half the UK average – that […]
Don’t let debts overwhelm your cash flow
Debts have risen sharply during Covid and businesses must act before their bank does, says CRAIG ALEXANDER RATTRAY The popular saying goes “another year older, another year wiser”. We are all certainly a year older, but are we any wiser? The twelve-month anniversary of lockdown was last week. When Boris Johnson gave us a very […]
Shops enjoy an uplift as consumers go local
Local loyalty may be a lifeline for independent retailers, says JULENA DRUMI We keep hearing that retail is in trouble. It is. But not all retailers are suffering. Emma Parton, founder of the Fort William-based Highland Soap Company is preparing to add to her small chain of shops, and she’s not alone. High street and […]
A virtual showcase of the best of Scotland
There will be no marching bands but this year’s Tartan Day celebrations could be one of the most memorable, says KENDRA BYERS With Covid-related restrictions still in place, Tartan Day celebrations in the US and Canada this year run the risk of being muted. No marching pipe bands along Manhattan’s Sixth Avenue or gatherings of […]